Privacy Policy

As a leading provider of payment services to businesses, privacy and data protection are of the utmost importance to Superior Merchant Solutions. This Privacy Statement details Superior Merchant Solutions’ policies with respect to the handling of personally identifiable information (“Personal Information”) submitted to or otherwise collected by Superior Merchant Solutions via Superior Merchant Solutions’ website(s), mobile application(s), and/or in the course of providing its payment processing, payment security and fraud management solutions and services (collectively the “Services”). Superior Merchant Solutions will use and disclose Personal Information in accordance with the terms of this Privacy Statement.

Personal Information is information which can be used to identify an individual. We collect Personal Information any time the Services are used. The Personal Information collected includes information provided to us directly by individuals and that is provided to us by merchants or financial institutions. The collection of Personal Information described herein is necessary for use of the Services. This information includes but is not limited to:

• Consumer Name
• Contact information (such as email address, phone number, and mailing address)
• Order and payment information

We collect other information, such as:

• IP address and information about the device used to access the Services
• How and which Services are used
• Merchant and merchant account information, including account information we may gather from third party sources
• Information provided to us through means such as social media or when you contact us through our website

We also collect or compile other information about you (such as enrollment numbers or demographic group information) which does not identify you. We may use or share any other information with third parties for any lawful purpose.

Superior Merchant Solutions may use certain tools to collect information about users browsing its website. These tools use cookies which are small text files that are stored on a user’s computer hard drive. The cookies are used, among other things, to improve website performance, to provide customized viewing options, to compile statistical reports on website activity, for fraud reduction or for security purposes. We also use cookies to recognize customers or a previous visitor of our website, or to pre-populate website forms. Such information may be disclosed to third parties to provide any of the activities mentioned above on behalf of Superior Merchant Solutions.

To find out more about cookies, including browser-specific instructions on how to restrict or block cookies, go to http://www.allaboutcookies.org. Remember, though, without cookies, users may not be able to take full advantage of all of our website features.

Usage and disclosure of Personal Information varies based on a party’s relationship with Superior Merchant Solutions. Superior Merchant Solutions primarily uses this information to provide the Services and related features and to

• Facilitate the processing of payment transactions
• Respond to requests and inquiries
• Provide support services
• Send administrative information, such as changes to our terms, conditions, and policies
• Administer promotions or contests
• Facilitate social sharing functionality
• Analyze and monitor Services usage and to make improvements
• Help secure the Services, prevent fraud and enforce our policies
• Help personalize our Services
• Communicate about other Superior Merchant Solutions services or those of our affiliates or other third parties
• To make contact, directly or through a third-party vendor, to complete a survey or questionnaire
• To communicate, directly or through a third-party vendor, about Superior Merchant Solutions offerings, about general company news and industry trends, and to address responses to a survey or questionnaire
• Compile information for use on an aggregated and de-identified basis
• Conduct data analysis and research, audits, develop new products, identifying usage trends, determining the effectiveness of our promotional campaigns and operating and expanding our business activities
• Perform other activities with consent

We will only share Personal Information as described in this policy. Specifically, we may share Personal Information:

• As necessary to perform the Services and to complete payment transactions
• With companies and vendors that help us to operate our business by providing services such as website hosting, fraud screening, data analysis, information technology and related infrastructure provision, customer service, email delivery, auditing and other similar services
• With third parties that have contracted with Superior Merchant Solutions to perform certain functions on our behalf
• With third parties sponsors of promotions or contests where consent has been given
• To comply with law or other legal obligations such as responding to subpoenas, or other requests from public and government agencies, including laws and other legal obligations outside a party’s country of residence
• To protect our rights, operations or property, or that of our users
• To investigate, prevent, or act regarding potential or suspected illegal activities, fraud, threats to the personal safety of any person, or violations of the Service’s terms and conditions
• With other companies that control, are controlled by, or are under common control with Superior Merchant Solutions that support the provision of Transaction Services or relationship with a party. This includes its subsidiaries and parent companies.
• With a purchaser of all or a unit of Superior Merchant Solutions (or the majority of Superior Merchant Solutions’ or its unit’s assets), a merger, acquisition, or internal reorganization of Superior Merchant Solutions or a unit of Superior Merchant Solutions
• With consent

Please note that any information posted to public areas may be seen by other visitors.

Users can choose not to provide us Personal Information when you use our website(s) or mobile application(s). However, if the information request is not identified as optional and a user chooses to not provide required Personal information, then the user may not be able to use the features of the website or mobile application.

Users can configure its browser to reject cookies, or to notify it when a cookie is set. However, if you reject cookies, the Services may not operate properly.

Superior Merchant Solutions may be contacted at the email address at the bottom of this policy to request access to or that we update, or correct the Personal Information collected by our Services. Please note, that consistent with local law, Superior Merchant Solutions may retain Personal Information for auditing purposes, to troubleshoot problems, assist with investigations, enforce our policies or comply with legal requirements. Please note that we are not responsible for permitting the review, or the updating or deleting Personal Information provided to a third party, including any mobile application, social media platform, or wireless service provider.

Superior Merchant Solutions is not responsible for the collection, usage and disclosure policies and practices (including the data security practices) of other organizations, including any Personal Information disclosed to other organizations through or in connection with the Services.

The inclusion of a link on the Superior Merchant Solutions website does not imply endorsement of the linked site or service by Superior Merchant Solutions.

We may change this privacy policy at any time by posting an updated privacy policy.

We will retain Personal Information for the period necessary to fulfill the purposes outlined in this policy unless a longer retention period is required or permitted by applicable law or regulation.

The Services are not directed to individuals under the age of thirteen (13), and we request that these individuals do not provide Personal Information through the Services.

Please view our contact page  if you have any questions, concerns, or comments.